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Your Ottawa Mortgage Broker

There are many mortgage brokers in Ottawa, but your average Ottawa mortgage broker is less likely to give you the same personal attention and relationship that I provide. Terms such as ‘mortgage rate’, ‘pre-approval’, and ‘best mortgage’ can be daunting without someone explaining them to you. I’ll break down the jargon so you can better understand your finances. Your satisfaction with your mortgage is my first priority.

Plenty of mortgage brokers in Ottawa are great with numbers. The human element? Well, that can be rarer. A big investment benefits most from a big emphasis on relationships; these processes go more smoothly when an element of trust is established. Feeling at ease and relaxed means working better together, and that makes finding the ideal mortgage option a better experience for everyone.

My name is Andrew Thake. I’m a mortgage broker in Ottawa with well over a decade’s experience, and I’m here to help you enjoy this process rather than fear it. How? By listening to you. Getting to know you. Understanding what your needs are. That way, we can develop a stronger broker-client relationship. The result? You’ll have a better, more personalized experience and get a mortgage that you’re happier with. It’s all in how we paint a clear picture of your requirements. Plus, you don’t have to lift a finger – that’s my job!

Let’s win together by working together.
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Mortgages Made Comfy

Getting a mortgage doesn’t have to be stressful. In fact, I make the experience downright comfortable. I’ve spent over a decade as an Ottawa mortgage broker perfecting a mortgage process that removes inefficiencies and replaces them with comfort. It’s the most comfortable mortgage experience ever.
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Getting a mortgage doesn’t have to be stressful. In fact, I make the experience downright comfortable. I’ve spent over a decade perfecting a mortgage process that removes inefficiencies and replaces them with comfort. It’s the most comfortable mortgage experience ever.

Mortgages Made Simple

I find the best solution for you in the fastest possible time, all while constantly updating and educating you so you are never confused or worried. I help you understand the entire process so you always know exactly where we are and what is coming next. It’s the simplest mortgage experience ever.
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Mortgages Made For You

I do everything remotely, so you can get a mortgage from anywhere in the world—even from the comfort of your own living room. After a quick call, we’ll determine exactly what you’re looking for, and I’ll get right to work on finding the best solution for you. You can just kick back and relax.

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How Do You Win?

A Broker Who Listens

Looking for something in a tight budget range? No problem. Want a mortgage for a specific type of property in a niche market, situated in your favourite neighbourhood? Happy to help. Whatever your mortgage needs are, I’m here to help you find the best value possible, answering any questions along the way.

A Broker Who Shares

The key to a positive mortgage experience is to build a relationship on trust and knowledge. I’m proud to provide both, not only keeping you up to date but also well-informed. The more you know, the more you can do with it – and there’s a lot that can be done with the right investment.

A Broker Who Cares

An investment may be a big deal but your health and wellness should always take priority. You deserve to feel relaxed, at ease and comfortable – only then will you get the very most out of your mortgage and look forward to your new chapter. Let’s make it happen together.

Mortgage Payment Calculator

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No matter your mortgage needs, I have your mortgage solutions. I have a decade and a half of experience finding people the perfect mortgage for their situation. Yours could be next.

My mind is ready for your mortgage.
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lenders available including TD Canada Trust, Scotiabank and Alterna Savings

Over 40 Lenders Available

National Bank

desjardins

First National

manulife

Scotiabank

MCAP

home trust

meridian

alterna

TD Canada Trust

EQ Bank

Awards in Recognition of Excellence

In Andrew's first year as a mortgage specialist, he was awarded the National Rookie of the Year award by TD Canada Trust. In the years to follow, he was recognized as a Canadian Mortgage Professionals Young Gun which celebrates the most promising industry professionals under the age of 35.

Throughout his time as a mortgage broker, Andrew has been a consecutive recipient of the Dominion Lending Centres Platinum Award as a top broker in Canada and has also been inducted into the Dominion Lending Centres Hall of Fame.

He is one of Canada's top 20 Associate Brokers with Mortgage Intelligence/Invis and has placed in the top 5% in Canada with Mortgage Intelligence/Invis.

In 2021, Andrew was recognized as one of Ottawa's top 10 mortgage brokers by Best in Ottawa.

Frequently Asked Questions

  • How do Ottawa Mortgage Brokers Get Compensated?

    Ottawa mortgage brokers are paid a commission from the lender who’s mortgage you proceed with. The commission can vary slightly from lender to lender. It is typically a percentage of the mortgage amount. It is important to note that most lenders pay approximately the same amount of commission. This removes the incentive for mortgage brokers to send a majority of their mortgages to one lender over another.
    There are two main ways that a mortgage broker will receive commission:

    Trailer commission:

    This is a commission that is paid to the mortgage broker on an ongoing basis. The mortgage broker may receive commission monthly, annually or with each renewal. Typically with a trailer commission there is also a lump sum that is paid on the advance of the initial mortgage.

    Upfront commission:

    This is a one time commission that a mortgage broker receives on the closing of the mortgage. This amount is usually a percentage of the mortgage itself.
    There may be times where mortgage brokers charge a fee for their service. Typically with traditional lending there is no fee for a mortgage brokers services. However, with alternative or private lenders the lender and/or mortgage broker may charge a fee. This fee can vary depending on the type of mortgage. A mortgage broker should always inform you of any possible fees upfront. Also, you will have to sign and agree to the fee prior to closing. This assures that no hidden fees can be added during the process.
    Learn more: Private Mortgage Ottawa
    Learn more: How does a mortgage broker get paid?
  • What is a Mortgage Broker?

    Ottawa mortgage brokers are there to assist you with home financing. A mortgage broker can assist with purchases, renewals and refinances for example. As a mortgage broker typically works for you for free. This is similar to a realtor who is helping you buy a home as the seller pays them. This is a great way to have an expert by your side at all times at no cost to you.
    Learn more: Purchase mortgage
    Learn more: Mortgage refinance
    An Ottawa mortgage broker has access to a variety of different types of lenders. For example, banks and credit unions and monoline lenders. Ottawa mortgage brokers also have access to options to a bank may not be able to assist you with such as private lenders.
    Learn more: Monoline lenders
    Learn more: Private Lender Mortgage – What you need to know

One click is all it takes to put your mortgage on my mind.

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