When looking to take the right steps to not only get pre approved, but to stay pre approved or approved for a mortgage in Ottawa, here are top three things to avoid. Late payments on debt: ...
Credit scores range from 300 to 900 and they help lenders, banks and landlords determine your creditworthiness. It is important to maintain a healthy credit score. Here are some tips to build your ...
One of the biggest challenges facing buyers looking to buy a home or investment property, is saving for the down payment. Learn more here about the different types of down payment verification. & ...
The mortgage process can sometimes be a little confusing or overwhelming. In addition to your personal finances, mortgage rules and lender guidelines are always changing. However, focusing on the fi ...
Hello first time home buyers in Ottawa. There is no doubt that buying a house is a large commitment. Are you ready for buying a home for the first time in Ottawa? First time hom ...
There are some great perks to being a first time buyer with the Home Buyer’s Plan (HBP). For example, borrowing up to $35,000 from your RRSP without penalty. However, you may not know that you ...
One of the major benefits of working with a mortgage broker in Ontario is that they have access to many lenders from banks to monoline lenders. A mortgage broker can offer you options and rates at t ...
A surprising 60% of mortgage holders break their mortgage during the term. When a mortgage contract is broken a lender typically will charge a penalty. There are many reasons why someone may need ...
A husband and wife in their early seventies felt that they needed a little more cash on hand. They were considering cashing in some of the limited investments they had left. Here is a reverse mor ...
One of the biggest challenges when wanting to purchase a home is saving for the down payment. Keep reading to learn more about the no down payment* mortgage options in Ottawa. With these options you ...