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20% down payment

Top five reasons to put 20% or more as a down payment

January 22, 2019 | Applying for a Mortgage

You can get a mortgage in Canada today with as little as 5% down or no savings for a down payment through a flex down mortgage.  However, if thinking of putting more down, it is important to know the reasons to put 20% or more as a down payment. Saving ...

Purchase Plus Improvements mortgage

Purchase Plus Improvements mortgage

This mortgage is for those of you who have been looking for that perfect home but there is always something that just stands out that is a little wrong with it. Perhaps it's a dated furnace, older windows or shingles that need repair. Also, maybe you w ...

shopping around for your mortgage

Benefits of shopping around for your mortgage

January 22, 2019 | Best Mortgage Rates

Have you ever spent several hours shopping around for the best price on a car, bed or television? If so, this is a great trait to have when it comes to saving money. As long as you don’t mind investing the time, there is money to be saved on many purch ...

Commission income mortgages in Ottawa

Commission income mortgages in Ottawa

January 22, 2019 | Applying for a Mortgage

Mortgages for a new to commission income clients have typically been a challenge. Banks usually want to see at least two years of strong income combined with a good credit rating.  However there are options for commission income mortgages in Ottawa. ...

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