If you have both a mortgage and a chunk of high-interest debt, borrowing against your equity in the form of refinancing is one option to tackle the latter. Of course, it goes without saying that this option isn’t for everyone – it all depends on your i ...
To make sure you’re not wasting time or money on areas that won’t benefit your bottom line once you sell, here are a few upgrades to focus on that will boost the value of your home.
What is a mortgage renewal? With a mortgage comes a mortgage renewal. Mortgages are typically offered with terms up to ten years. When your term is finished, your rate expires and it is time to negotiate a new rate.Many Canadians spend a great dea ...
Once you are approved for a mortgage it is important that your finances stay constant. A mortgage approval is based on the favourable combination of your current debts, income, credit score and more. As some time can pass from when you are approved for ...
Once you have an accepted offer on a home, you must choose the type of mortgage you would like to have. Do you want a fixed or variable rate mortgage? Table of ContentsWhat is a Fixed Rate Mortgage?Pros and Cons of a Fixed Rate MortgageWhat is a ...
Renovating a fixer-upper is easier than you think with a Purchase Plus Improvements (PPI) mortgage. There is a lot of appeal to purchasing a fixer-upper. It is often a better value and allows you to customize your home; you can purchase a home at a low ...
When looking for a mortgage, one of the questions that may arise is should you use a mortgage broker or go to your bank? Also, you may be asking what is the difference between a mortgage broker and a bank? It’s hard to describe all the value a mortgage ...
First time home buyers, you have come to the right place! Is the thought of buying your first home stressful? If so, you are not alone. I am here to guide you through the process and make it as clear, straight forward and stress free as possible. I hav ...
A mortgage broker acts as a protective layer between you and the lender to ensure that you were getting the best deal possible with no surprises. Learn more here about Ottawa mortgage brokers. Ottawa Mortgage Brokers How do Ottawa Mortgage Brokers Get ...
5 points to know for mortgage pre approval success. A mortgage pre approval allows you to make an offer confidently when you find a home in Ottawa that you are interested in. It also helps fast track the approval process once an offer is made because m ...
