These are very interesting times that we currently live in, to say the least. With that, of course, comes a desire to change with them for cost-saving or future-planning reasons. I see it all the time in the clients who come to me for assistance with t ...
If you have both a mortgage and a chunk of high-interest debt, borrowing against your equity in the form of refinancing is one option to tackle the latter. Of course, it goes without saying that this option isn’t for everyone – it all depends on your i ...
To make sure you’re not wasting time or money on areas that won’t benefit your bottom line once you sell, here are a few upgrades to focus on that will boost the value of your home.
What is a mortgage renewal? With a mortgage comes a mortgage renewal. Mortgages are typically offered with terms up to ten years. When your term is finished, your rate expires and it is time to negotiate a new rate.Many Canadians spend a great dea ...
Once you are approved for a mortgage it is important that your finances stay constant. A mortgage approval is based on the favourable combination of your current debts, income, credit score and more. As some time can pass from when you are approved for ...
Once you have an accepted offer on a home, you must choose the type of mortgage you would like to have. Do you want a fixed or variable rate mortgage? Table of ContentsWhat is a Fixed Rate Mortgage?Pros and Cons of a Fixed Rate MortgageWhat is a ...
Renovating a fixer-upper is easier than you think with a Purchase Plus Improvements (PPI) mortgage. There is a lot of appeal to purchasing a fixer-upper. It is often a better value and allows you to customize your home; you can purchase a home at a low ...
When looking for a mortgage, one of the questions that may arise is should you use a mortgage broker or go to your bank? Also, you may be asking what is the difference between a mortgage broker and a bank? It’s hard to describe all the value a mortgage ...
