Category: Applying for a Mortgage

How to Prepare for Your Mortgage Appointment

So, you’re ready to take on a mortgage and invest in your dream home. First of all, congratulations! This is a huge step to take that often requires plenty of research and effort in advance. However, the question of that initial mortgage appointment remains, whether with an experienced broker such as myself or through your […]

How to Get the Best Mortgage Rates

Hello! How’s your mortgage hunt going? If you’re struggling to get a hold of the best possible rates, know that the struggle is real for many – especially those without the right connections and market insights. While I can easily provide both and take a load off your shoulders, there’s never any harm in learning […]

Top 5 Things to Avoid Once Approved For a Mortgage

Once you are approved for a mortgage it is important that your finances stay constant. A mortgage approval is based on the favourable combination of your current debts, income, credit score and more. As some time can pass from when you are approved for a mortgage, to when you close on your home purchase, many […]

5 Points to Know for Mortgage Pre Approval Success

November 27, 2019 
5 points to know for mortgage pre approval success. A mortgage pre approval allows you to make an offer confidently when you find a home in Ottawa that you are interested in. It also helps fast track the approval process once an offer is made because much of the work is already done. Also, if you […]

How Does Your Employment Affect Your Mortgage Application?

November 25, 2019 
How does your employment affect your mortgage application? Your employment as well as job stability are two of the most important details that lenders will evaluate when you apply for a mortgage. This can make the difference between being approved or not approved for the mortgage amount you desire. The ability to show the lender that […]

Mortgage Refinancing FAQ

September 6, 2019 
When it comes to mortgage refinancing there can be may questions that arise. Should I consider mortgage refinancing? How does mortgage refinancing work? When should I consider refinancing my mortgage? Here is a mortgage refinancing FAQ to help answer these questions and more.   Mortgage Refinancing FAQ   It can be challenging to decide if you should […]

Construction Mortgages Ottawa

September 5, 2019 
Learn more about construction mortgages in Ottawa. Building a new house can be a very exciting process.  It is a great way to take a dream and make it a reality. When building a house, whether as a self-build or from a builder there is a lot to coordinate.  Your workers,  timelines and construction mortgage […]

Everything You Need To Know About Mortgage Pre Approvals

August 29, 2019 
Can I buy a house? How much can I afford? All these questions lead back to one thing, a mortgage pre approval. However, to start, what is a mortgage pre approval? This is the process where a lender approves or declines to you for a mortgage before you make an offer on a home. Types […]

10 Tips for Buying Your First Rental Property

August 22, 2019 
Buying your first rental property can be complicated. It can be challenging for beginners to know where to start. Here are 10 tips to help you with buying your first rental property in Ottawa. It can be very stressful entering into rental property ownership as a beginner. There are many different strategies that can be […]

Mortgage Affordability

August 16, 2019 
When looking to buy a home and get a mortgage, people ask how much mortgage they can afford. Affordability Factors There are a number of factors you need to account for when asking how much mortgage can I borrow? Some of the main factors are: How much money do you have in savings above your […]
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