Category: Private Mortgages and Bad Credit Mortgages

Not Able to Qualify For a Mortgage in Ottawa?

I get many inquiries each month from those who were declined by their bank and want to see what other options are available.  Most of the time I can find a solution however sometimes, the timing is just not right for the client. In this case, I set up a game play on exactly what is […]

How to Build Your Credit Score

Credit scores range from 300 to 900 and they help lenders, banks, landlords and more determine your creditworthiness.  It is important to maintain a healthy credit score.  Here are some tips to build your credit score.   Build Your Credit Score   Finding out your credit score is a great start. Reviewing your credit report […]

Private mortgages in Ottawa - 4 important points

Here are 4 important points to consider when looking at private mortgages in Ottawa.   Private mortgages in Ottawa   1) A private mortgage can help protect the rate and terms of your first mortgage: One main challenge with refinancing your current mortgage, if your lender cannot do a blended rate, is that your rate may […]

Falling behind on your income tax

Falling behind on income tax can impact your ability to get a mortgage or the best mortgage rates in Ottawa. Most lenders will need to you have your income taxes up to date before being able to obtain a new mortgage whether on a purchase, port or refinance.  With a CRA threat of freezing bank […]