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Category: Private Mortgages and Bad Credit Mortgages

Bad Credit Mortgage Ottawa

Can you get a mortgage with bad credit? There are certainly options for those in need of a bad credit mortgage in Ottawa. Is My Credit Good or Bad? Depending on if you are purchasing or refinancing, the minimum credit score can be different. For refinancing, many lenders would like the main applications credit score to be […]

Not Able to Qualify For a Mortgage in Ottawa?

I get many inquiries each month from those who were declined by their bank and want to see what other options are available.  Most of the time I can find a solution however sometimes, the timing is just not right for the client. In this case, I set up a game play on exactly what is […]

How to Build Your Credit Score

Credit scores range from 300 to 900 and they help lenders, banks, landlords and more determine your creditworthiness.  It is important to maintain a healthy credit score.  Here are some tips to build your credit score.   Build Your Credit Score   Finding out your credit score is a great start. Reviewing your credit report […]

Private mortgages in Ottawa - 4 important points

Here are 4 important points to consider when looking at private mortgages in Ottawa.   Private mortgages in Ottawa   1) A private mortgage can help protect the rate and terms of your first mortgage: One main challenge with refinancing your current mortgage, if your lender cannot do a blended rate, is that your rate may […]

Falling behind on your income tax

Falling behind on income tax can impact your ability to get a mortgage or the best mortgage rates in Ottawa. Most lenders will need to you have your income taxes up to date before being able to obtain a new mortgage whether on a purchase, port or refinance.  With a CRA threat of freezing bank […]