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What is required for all applications

1) Photo ID

  • A photo of your passport or driver's licence is acceptable
  • ID must not be expired
  • Health cards are not accepted

2) Void cheque or pre authorized debit form

  • A photo of a void cheque is acceptable
  • Most online banking websites allow you to access a sample void cheque or pre authorized debit form
  • Please visit your online banking website or visit your bank branch to obtain one

What is also required if the property is currently tenant occupied

1) N12 Notice to End Your Tenancy

  • click here to see a sample N12
  • if the residential unit you are purchasing current has a tenant living in it, the lender will require confirmation of vacant possession

What is also required now if your name is on title of any real estate

1) Recent mortgage statement or renewal notice

  • click here to see a sample mortgage statement
  • the mortgage statement MUST HAVE your name, the mortgage number and your address
  • a desktop screenshot of your mortgage details MAY be accepted, only if it contains the information noted above

2) Recent property tax bill

  • Please looks at your bill and if there is an amount due, YOU MUST provide proof your taxes are paid in full or that you are set up for automatic payment
  • any property taxes past due must be paid in full prior to closing
  • click here to visit the tax bill and payment options section of the City of Ottawa website

Click here to return to the purchase checklist

andrew thake about

About Andrew Thake

Andrew Thake is a seasoned mortgage broker with over 15 years of industry experience. He’s assisted more than 2,200 clients in finding their ideal mortgage solutions. Recognized for his excellence, Andrew has received high honours and awards, including the National Rookie of the Year from TD Canada Trust and recognition as a Top 10 Ottawa Mortgage Broker in 2023. He has also been inducted into the Hall of Fame at Dominion Lending Centres and has consistently received their Platinum Award during his tenure as a mortgage broker.

Andrew’s dedication lies in serving his clients and prioritizing their needs with an empathetic approach. Throughout the application process, he provides tailored, informed, and efficient services to ensure the best mortgage solutions for his client’s unique circumstances. The best part of Andrew’s job is when he gets to see the joy on his clients’ faces following their mortgage approval.

Why not make your mortgage experience a comfortable one?

Book an Appointment