Privacy Policy

 

What information do I collect?

I collect information from you when you apply for a mortgage, subscribe to my newsletter, fill in a form or respond to a survey.

When filling in a form or application, you may be asked to enter your: name, email address, phone number, date of birth, address, liabilities, assets, employment details and your spouse, common law or other partner’s information, if applicable.  You may, however, anonymously visit my site.

What do I use your information for?

Any of the information I collect from you may be used in one of the following ways:

  • To contact you
  • To personalize your experience
  • To improve customer service
  • To improve the site
  • To conduct a contest, promotion, survey or other site feature
  • To send promotional emails
  • To determine your creditworthiness

Note: If at any time you would like to opt out from receiving future emails, I include unsubscribe instructions at the bottom of each email.

Do I use cookies?

Yes, cookies are files that a site or its service provider transfers to your computer’s hard drive (if you have allowed) that enables the sites or service providers systems to recognize your browser and remember certain information.

I use cookies to understand and save your preferences for future visits, keep track of advertisements and compile data about site traffic and interaction so that I can offer better experiences in the future. I may contract with third-party service providers to assist in better understanding site visitors. These service providers are not permitted to use the information collected on my behalf except to help conduct and improve my business.

If you prefer, you can choose to have your computer caution you each time a cookie is being sent, or you can opt to turn off all cookies via your browser settings. Like most sites, if you turn your cookies off, some of the services may not function properly.

Do I disclose any information to outside parties?

I do not sell or trade your personally identifiable information to outside.  Your information may be disclosed to potential mortgage lenders, mortgage insurers, other service providers, organizations providing technological or other support services required in the relation to an application and any other parties with whom I propose to have a financial relationship.  Each potential mortgage lender, mortgage insurer or service provider to whom I provide a mortgage application and/or your personal information may maintain records relating to you and your mortgage application and hold, use, communicate and disclose personal information about you, including your Social Insurance Number (SIN) if you provide it, and collect personal information from you, Andrew Thake and from third persons, including credit bureau, credit reporting and collection agencies, financial institutions, your past and present employers, creditors and tenants, your spouse or any other person who has information about you for the purposes of recording, evaluating and responding to your inquiry for mortgage financing or related activities.

I may also release your information when I believe release is appropriate to comply with the law, enforce my site policies, or protect my or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links

Occasionally, at my discretion, I may include or offer third party products or services on my site. These third party sites have independent privacy policies, separate from mine. Therefore , I have no liability or responsibility for the activities and content of these sites.

Terms and conditions

Please also visit our Terms and Conditions section detailing the use, disclaimers, and limitations of liability governing the use of my sites.

Your consent

By using my site, you consent to my sites privacy policy.

Changes to my privacy policy

If I decide to change my privacy policy, I will post those changes on this page.

Contacting me

If there are any questions regarding this privacy policy you may contact me at 613-699-2006.

 

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