Non-Resident Mortgage Solutions

As a non-resident, getting a mortgage can be a bit more difficult—but I’m here to make it as comfortable as possible. I’ll make sure you understand all your options, what is required, and how to make your mortgage experience as easy and seamless as possible. You’ll be getting approved in no time.

Let me handle the details, shoulder the stress, and worry about the specifics. I’ve done this hundreds of times. I’ll put your mortgage on my mind—even if you’re a non-resident. You can focus on finding your perfect home.

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Non-Canadian residents have plenty of hurdles to contend with as it is – securing a mortgage is just the bitter cherry on top in some cases. I want to ensure you don’t have that experience. Let’s streamline the process and help you move closer towards the day you can cross the threshold into your own beautiful home. I’m here to make it easier with straightforward, comfort-focused non-resident mortgage solutions that have helped many households start a new chapter over the years. I’ll make sure you understand all your options, what is required, and how to make your mortgage experience as easy and seamless as possible. You’ll be getting approved in no time.

With your mortgage on my mind and your dreams in focus, I’m ready to help you make both come true. Let’s work together on a solution that’s best for your financial, lifestyle, and long-term needs – the best part is, you won’t have to lift a finger.

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What Do You Need for a Non-Resident Mortgage?

There are several forms of documentation you’ll need in advance, and I’m happy to help you figure out how to quickly and legally obtain them. They are as follows:

  • Proof of income such as pay stubs, out-of-country tax forms, and employment contracts
  • Six months of banking statements or an international credit report (even better if you have both)
  • Bank statements that confirm you have the down payment balance
  • A reference letter from a financial institution outside Canada
  • An active account with a Canadian bank, which will be used for the mortgage payments

If you’re having trouble ensuring that you have everything you need and that the information provided is accurate, count on me to advise you correctly on what to do next.

Fewer Hoops to Jump Through

Don’t have citizenship or facing a unique situation? Overwhelmed by terms and conditions galore? Don’t worry, you’re not stuck facing any complications alone. It’s time to take a giant leap over red tape barricades that often plague non-residents seeking a mortgage. I’m here to make your journey towards homeownership smoother, shorter, and much more worthwhile, all while performing due diligence to ensure no critical steps are missed before signing. All I need are the essential details, which I keep secure in the strictest confidence, and then I can get to work. All you need to do is sit back with peace of mind.

Concrete Calculations

One aspect of securing a mortgage as a non-resident that can be complicated is understanding the differences in taxes, including the non-resident speculation tax in Ontario. If you don’t know what this is or where to begin, I’ve got your back. I’m not only glad to sit down with you and make sense of it all – I’ll crunch the numbers and ensure the figures I provide are solid as stone. That way, you can move forward in securing a non-resident mortgage with full knowledge of what you’ll need to pay. The only surprise you should have on moving day is saving a few thousand dollars from securing the best rate – and perhaps getting the key early if the seller is ready for you sooner.

Your mortgage should be on my mind.

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Your first experience as a Canadian homeowner should be a positive, comfortable, and stress-free one. Let’s ensure that happens by working together – and you won’t even need to do the work! I look forward to helping you start your new chapter.