Are you looking to buy a home in Ontario? While navigating through the process, you'll come across the Land Transfer Tax, a common step for new homeowners. If you're wondering whether you'll need to pay this tax or if you qualify for any rebates, you'r ...
If your mortgage application is refused, it can be devastating. No matter the reason, there’s still hope. Here’s what to do when your application is denied:
Navigating the world of mortgages can be complex, especially when trying to understand the role of debt ratios. Your gross debt service (GDS) and total debt service (TDS) ratios are vital in determining your mortgage loan eligibility. Whether you’re a ...
Explore the world of short-term vs. long-term fixed mortgages in Canada, including the benefits, risks, and considerations for prospective homebuyers.
What mistakes do people make when buying a home? Here are five in particular to avoid.
Congratulations on taking the big step toward homeownership! There’s nothing quite like the feeling of finding your dream home and imagining all the memories you’ll create within those walls. However, the process of actually obtaining a mortgage can be ...
If you're looking into your first mortgage, there are several things you can do in advance to streamline this process, learn more here:
Some people see welcoming a new child into the family as the ideal time to move into a new home. However, getting a mortgage on maternity leave may come with some extra considerations. This guide reviews what you need to know and the best way to get ap ...
Whether you're considering purchasing a mortgage or already have one, you may wonder: what is a mortgage trigger rate? This is a common question I hear, especially with the rate changes we’ve seen with the Bank of Canada. With that said, here’s a guide ...
With rising mortgage rates over the last year and expectations for continued increases, at least into the early part of this year, you may wonder: What should I do about my mortgage? If you’re asking this, you’re not alone! Let’s talk about some mortga ...
