Are there any government programs or incentives for first-time homebuyers in Ottawa?

In Canada, there are different incentives in programs to assist you in buying your first home:

• The First-Time Home Buyer Incentive offers 5% to 10% of your home’s purchase price for a down payment. This helps increase your down payment—which can lower your mortgage. The incentive must be paid back in full after 25 years or when you sell your home.
• The First Home Savings Account (FHSA) is a registered account that allows you to save tax-free for your first home purchase. The annual limit is $8,000.
• The Home Buyers’ Plan allows you to withdraw up to $35,000 from your RRSP to buy or build a home.

Keep in mind that conditions may apply.