Imagine the satisfaction of knowing that your home is truly yours - without the burden of regular mortgage payments, the worry of interest rate fluctuations, and the limitations that come with significant financial obligations. If you are ready to find out how to pay off your mortgage in 5-7 years, read on, - I will […]
Navigating the world of mortgages can be complex, especially when trying to understand the role of debt ratios. Your gross debt service (GDS) and total debt service (TDS) ratios are vital in determining your mortgage loan eligibility. Whether you’re a first-time homebuyer or a seasoned homeowner, a solid grasp of these concepts is essential for […]
Some people see welcoming a new child into the family as the ideal time to move into a new home. However, getting a mortgage on maternity leave may come with some extra considerations. This guide reviews what you need to know and the best way to get approved for a loan while taking time off […]
With rising mortgage rates over the last year and expectations for continued increases, at least into the early part of this year, you may wonder: What should I do about my mortgage? If you’re asking this, you’re not alone! Let’s talk about some mortgage strategies to help you deal with the rising interest rates in […]
After you’ve secured your mortgage, purchased your home, and finally settled in, you might think you can take a bit of a backseat to your finances. After all, mortgage approval is often the most important hoop to jump through regarding your financial situation. Now that’s completed, what is there to worry about? I’ve seen plenty […]
It can be disheartening if you’re struggling with the ability to buy a home by yourself or your partner. While in time, the market may be in a better place for you to buy, perhaps you are determined to purchase right now. With some close friends and family by your side, co-owning a property might […]
