Category: Mortgage Tips, Terms and Troubleshooting

How to Qualify for a Mortgage in Ontario

Curious about how you may qualify for an Ontario mortgage? Let’s go over the details that lenders are most interested in:

Five Tips for Buying a Cottage in Ontario

Whether you enjoy the serenity of the forest or love the idea of living on the water, cottages in Ontario are certainly picturesque and peaceful. Here are tips for buying an Ontario cottage:

How Does a Mortgage Renewal Work in Canada?

If you have a mortgage coming up for renewal in Canada, it’s best to know the facts before diving in. Here is a rundown of what you should know.

Eight Important Types of Mortgages You Should Know 

Types of Mortgages There are many mortgage products in the market today. The choices and options available may appear to be endless, especially to folks who are interested in buying their first home. To assist you in this process, here are a few basic types of mortgages you should know. Variable Rate Mortgages With a […]

Private Mortgage Lender Benefits

If you have a purchase agreement ready and are struggling to decide between a private mortgage lender or one of the big banks, you’re not alone! Learn more here.

How to Get a Mortgage When You’re Self-Employed

Let’s dig deeper to help you decide which options are best suited for your borrowing and homeowning needs here. 

5 Things You Should Know About Construction Mortgages

Over the years, I’ve been afforded the privilege of helping individuals find the right construction mortgage for their needs. As a result, I’m mindful of the key elements that differ from those of other types of mortgages. Today, let’s walk through some of the most important things you should know. With my brokering experience in […]

How to Prepare for Your Mortgage Appointment

So, you’re ready to take on a mortgage and invest in your dream home. First of all, congratulations! This is a huge step to take that often requires plenty of research and effort in advance. However, the question of that initial mortgage appointment remains, whether with an experienced broker such as myself or through your […]

Thinking of Switching Your Mortgage? Let’s See if it Makes Sense!

These are very interesting times that we currently live in, to say the least. With that, of course, comes a desire to change with them for cost-saving or future-planning reasons. I see it all the time in the clients who come to me for assistance with their mortgages. Lately, quite a few of them have […]

What is a Mortgage Renewal?

What is a mortgage renewal? With a mortgage comes a mortgage renewal. Mortgages are typically offered with terms up to ten years. When your term is finished, your rate expires and it is time to negotiate a new rate. Many Canadians spend a great deal of time shopping around to find a favourable rate when purchasing […]
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